FAQs
What services does 98 Degrees Group offer?
We are a multidisciplinary advisory firm offering tailored solutions in Wealth Management, Multi-Managed Portfolios, Mining Risk & Advisory, Group Funeral Schemes, and Healthcare & Medical Solutions (including digital telemedicine through TruMD).
Who do you serve?
Our clients range from high-net-worth individuals, families, and trusts to corporate entities, mining groups, and community organizations—both locally and globally. Whether you’re looking for financial protection, employee wellness, or sector-specific consulting, we have expert-driven solutions ready for you.
What is a multi-managed portfolio?
A multi-managed portfolio is an investment strategy that blends the expertise of several fund managers into one diversified portfolio, reducing risk and offering smoother, more consistent performance over time.
How is your approach different from other wealth managers?
We focus on creating bespoke, long-term wealth protection systems grounded in over two decades of experience and global insights—tailored precisely to your goals, risk profile, and legacy aspirations.
What is TruMD and how does it benefit my business?
TruMD is a digital-first telemedicine service that enables employees and their families to access virtual or in-person GP consultations, medications, and follow-up care from as little as R99 per month. It’s an affordable, scalable healthcare solution that helps businesses reduce absenteeism and healthcare costs.
Can TruMD be bundled with my existing benefits?
Yes—TruMD complements traditional medical aids and insurance plans by extending access to care and bridging coverage gaps. It’s especially effective when combined with workplace wellness programs or funeral schemes.
What are group funeral schemes, and how are they structured?
Group funeral schemes offer affordable funeral cover for groups—such as employees or community members—under one policy. We tailor the benefit packages to your group’s size, culture, and budget while ensuring quick and reliable payouts when they’re needed most.
Are benefits customizable?
Absolutely. We offer optional add-ons such as extended family cover and accidental death benefits so you can build a package that meets your group’s specific needs.
What does your mining advisory service include?
Our consulting services encompass rehabilitation trust setup, occupational health strategy, risk and regulatory advisory, healthcare facility planning, and insurance & employee benefits tailored for mining operations.
Do you offer help with rehabilitation trusts?
Yes—we assist mining groups in establishing compliant, financially sustainable rehabilitation trusts that meet regulatory standards and protect both communities and long-term project viability.
How do I get started with 98 Degrees Group?
Simply contact us using our online form or email—you can also request a call back. We’ll discuss your needs, suggest the most relevant services, and create a tailored plan to help you reach your goals.
Are your services available outside of South Africa?
Yes—we work with international clients and tailor our wealth, healthcare, mining, and benefit services to a global audience, drawing on our network and licensing where needed.
Why choose 98 Degrees Group?
We bring two decades of trusted experience, cross-industry savvy, and a holistic systems-based approach to both the financial and healthcare needs of our clients. Whether you’re safeguarding assets or enhancing access to care, we build practical, long-lasting solutions that stand the test of time.