Multi-Managed Portfolio & Wealth Management
Discover expertly constructed multi-managed portfolios and holistic wealth management solutions designed to grow, preserve, and protect your financial legacy.
Financial Prosperity
Investment Excellence
Mining Advisory &
Risk Solutions
The mining sector operates in a high-risk, highly regulated environment. At 98 Degrees Group, we provide specialised advisory and risk management solutions tailored to the unique needs of South African mining operations.
Tailored Solutions
Building sustainable, compliant, and resilient operations.
Risk
Mitigation
Designed to address the sector’s most pressing challenges.
Group Funeral
Schemes
Our Group Funeral Schemes are designed to offer peace of mind by providing affordable, reliable, and dignified funeral cover tailored to the needs of employees, communities, and organisations.
Peace of
Mind
Providing affordable, reliable, and dignified funeral cover.
Affordable Funeral Cover
Tailored to the needs of employees.
Healthcare & Medical Solutions
We partner with businesses, unions, and institutions to provide scalable healthcare strategies that align with employee needs, legislative requirements, and cost-effective benefit structures.
Quality Healthcare
Quality healthcare should be affordable, proactive, & tailored.
Easily Accessible
Support healthier, more productive workforces.
Striving for Excellence, Delivering Results
25 Years
of industry experience

Who we are
With over 25 years of experience, 98 Degrees Group has built a reputation grounded in trust, expertise, and solutions that serve the whole person (not just the portfolio).
Founded in 2000 by Samer Sader, we combine a global network with deep local understanding, serving high-net-worth individuals, private and listed entities, and institutions.
Why “Wealth & Health”
Holistic protection — Financial planning only goes so far if illness, injury, or lack of access to care can derail everything. We design solutions to protect both.
Preventative care = long-term savings — Investing in preventative health (wellness, medical checks, mental health) can reduce future costs, absenteeism, and financial stress.
Peace of mind — True wealth includes the comfort of knowing your health risks are managed, your family is covered, and you can live your life without constant worry.
Sustainable legacy — Wealth that depletes through medical crises or poor risk planning is fragile. Our integrated approach helps ensure sustainability—for you and future generations.

From Wealth to Wellness. Solutions That Serve Every Need
Wealth Management
The 98 Degrees Group offers our private clients a broad suite of financial solutions, including wealth management, foreign exchange, risk and investment management
Mining Solutions
Advisory services and financial products targeted specifically at the mining sector. Our focus is on providing a unique, tailor-made, cost effective solutions that serves both employers and employees.
Group Funeral Schemes
Our Group Funeral Schemes are designed to provide affordable, reliable cover that ensures individuals and their families receive dignified support and financial peace of mind during life’s most difficult moments.
Medical Solutions
Delivering tailored healthcare and medical solutions designed to support the well-being of individuals, organisations, and communities across Southern Africa.