Resources
Latest Articles
Explore insights, updates, and expert perspectives on wealth management, healthcare, insurance, and industry-specific solutions—curated to keep you informed and empowered.

Two-Pot Withdrawals: The Long-Term Cost of Accessing Retirement Savings Early
The two-pot system gives members access to part of their retirement savings before retirement. But every withdrawal has a cost

Before the Festive Season: Why Funeral Benefit Communication Matters in December
The festive season is a period of travel, celebration and, sadly, increased risk. A short reminder to employees before December

Absenteeism and Access to Care: What Sick Leave Patterns Can Tell Employers
Absenteeism is often managed as a discipline issue. But sick leave patterns can also reveal health risks and gaps in

Heat Stress in Mining: Preparing the Workforce for Summer
As summer approaches, heat stress becomes a growing risk for mine workers underground and on surface. Prevention depends on engineering,

Offshore Allowances Before Year-End: What the R2 Million SDA Means for Your Strategy
South Africans can now move up to R2 million offshore each year under the SDA, plus R10 million with SARS

Mental Health in Mining: Why Psychological Wellbeing Is a Safety Issue
Mental health is often treated as a wellness topic. In mining, it is also a safety, productivity and risk-management issue.
Case Studies
Discover how 98 Degrees Group delivers real-world impact through tailored solutions—explore our case studies to see how we’ve helped clients overcome challenges and achieve measurable results.

Harmony Gold’s Earnest Oppenheimer Hospital
Challenge Harmony Gold recognised that sustainable mining is only possible with a healthy workforce and thriving communities. Their flagship healthcare

Anglo Gold Ashanti’s West Vaal Hospital
Challenge AngloGold Ashanti faced the challenge of ensuring that its employees and their families had access to reliable, quality healthcare,

SA Mining Industry Group Funeral Scheme
Challenge The South African mining sector employs thousands of workers across multiple operations, often in remote areas. Employers recognised the

Winkelhaak Hospital Rejuvenation
Challenge Winkelhaak Hospital, serving mining employees and the local community, needed a comprehensive rejuvenation to address outdated infrastructure, limited service

Healthcare Strategy for Anglo American Coal
Challenge Mining companies face unique health challenges due to the demanding nature of operations, remote locations, and the need to

Harmony Gold’s Sir Alberts Medical Centre
Challenge Harmony Gold identified a critical need to strengthen healthcare provision for its employees and surrounding communities in the Free